Often when people are first considering a home loan, they forget that you can seriously limit yourself by only looking at what the “big banks” have to offer.
While most banks have a range of home loan options, these can prove to be restrictive and difficult to organise to say the least. Whether it’s their strict applicant criteria, the approval time or even just running around to several different people in order to gain approval for a loan – banks can over complicate something which a lot of people find to be complicated enough already.
That’s why people are increasingly turning to non-bank lenders like Super Rate, who specialise in cheap and effective home loan packages, to avoid the red tape and obstacles typically associated with a bank-approved home loan.

But what do you have to gain by choosing a non-bank lender, and how can it make life easier for you and your family?
Well, to start with, the price. Super Rate has one of the most competitive home loans on the market, starting from an interest rate as low as 6.19%. And if that wasn’t enough, their loans also offer a $0 application fee, a 0$ exit fee and a 0$ annual fee. So if you are concerned about money and repayments, it’s never been easier to stay on top of your repayments since you don’t have to worry about surprise bills and expenses.
Or how about their approval process? While banks can keep you waiting for weeks while they run background checks and analyse every detail of your financial history, Super Rate could have you approved in less than a minute. And not only that, once approved you are appointed a consultant who will be with you every step of the way – no running around to multiple people trying to find out what’s going on, just the one person will keep you constantly updated throughout the home loan process.
While bigger banks and lenders have their appeal, by using a more specialised lender you are ensuring that your welfare and happiness are one of their top priorities. So don’t let a big corporation let you fall through the cracks, take a look at a small lender like Super Rate – they could make the difference for you and your family.